An insurance carrier’s ratings, track record and understanding of your unique needs all inform how well they can protect you.
Considering adding or changing your practice’s insurance policies? The insurance carrier you choose can have long-reaching effects.
Perhaps you’re seeking the right fit for malpractice or property protection or more confidence that you’ll have good support whatever challenge may come. To narrow the field, look for an insurer that consistently earns high ratings from objective sources as well as positive reviews from your peers. Prioritize factors that signal an insurer will be a trustworthy, long-term partner: proven satisfaction, stability and dentistry-focused expertise.
Look at policyholder ratings and reviews
Positive reviews often reflect an insurance company's commitment to excellent service, seamless claims processing and reliable coverage.
ClearlyRated recognizes companies that have demonstrated exceptional service quality based exclusively on ratings provided by their clients. Informed by comprehensive policyholder feedback, ClearlyRated has awarded The Dentists Insurance Company the Best of Insurance award for Client Satisfaction for three years in a row.* The feedback highlighted TDIC’s attentive support, tailored coverages and deep understanding of the challenges faced by dental professionals. TDIC received satisfaction scores of 9+ out of 10 from the majority of surveyed dentists, outpacing the insurance industry’s average by 50%.
Review the insurer’s track record
Another critical factor to consider is stability. You’ll rely on your insurance policies to protect your practice during unforeseen emergencies and stressful situations. An insurer with a longstanding history of strength and reliability offers assurance that your claims will be processed efficiently and your coverage will be upheld, even in challenging times.
Founded in 1980, TDIC has protected dentists for more than 45 years. In addition to earning a sustained A (Excellent rating) from AM Best, the company has earned the endorsements of several dental associations and societies. While TDIC has grown to protect more than 24,000 dentists across 15 states, coverage options and policyholder benefits have grown, too.
Don’t underestimate dentistry-focused expertise
Even a leading insurance company may not support your needs and goals if they don’t understand your unique needs. Insurers with specialized knowledge of dentistry recognize the unique risks and challenges that dentists face.
Your equipment, investments, staffing and processes aren’t like other businesses. When an insurer understands dentistry, loss of equipment and income calculations are fine-tuned rather than pulled from an average of many other types of businesses in your geographic area.
By focusing only on dentists, TDIC can build flexible, fairly priced policies that are tailored to the nuances of dental care, practice equipment and property.
Additionally, TDIC’s risk management resources and educational programs for policyholders can help mitigate emerging risks before they turn into claims, cases or complaints.
Seek out an insurer that’s built by dentists, to protect only dentists, and led by your peers. Learn more about the TDIC difference and protection for every stage of practice.
* Best of Insurance® rating effective February 2026. For the latest rating, visit clearlyrated.com.