TDIC’s Dental Professional Liability Insurance covers your legal obligations for injury arising from acts or omissions in the rendering of professional services for your patients. 

Professional Liability Insurance covers:

• Prior acts coverage (if needed and by request) 
• Extended reporting period endorsement (if needed and by request)
• Regulatory authority legal defense 
• Employment practice liability legal defense reimbursement

It covers the following people:

• Licensed dentists (the named insured) 
• Paradental employees 
• Partnership or dental corporation (corporate policy is available)
• Locum tenens

Additional options available, including:

• New dentist 
• Full-time faculty or moonlighting post-graduate student 
• Part-time practice 
• Claim-free discount
• Coverage suspension (leave of absence) 

Premiums are dependent upon the following:

• Your specialty 
• Practice history
• Anesthetic modality 
• Limits of liability selected 
• Discounts 
• Original effective date