COVID-19 (Coronavirus)
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COVID-19 (Coronavirus)

Last updated: May 29, 2020

In this unprecedented health crisis, TDIC is making every effort to ease dentists’ burdens and provide any information available to help guide you.

Here are some of the ways TDIC is working to better serve our policyholders during this difficult and uncertain time:


Financial relief

  • Grace period for insurance premiums is now extended to June 30
  • Credit card and insufficient fund fees are temporarily waived
  • Fees for online Risk Management seminar are temporarily waived

Education

  • Financial health webinars sponsored by TDIC now available
  • All webinars will be recorded and available on the TDIC webinars page.
  • Registration is limited to the first 3,000 attendees.

Advocacy

  • Partnering with CDA and other associations to ensure members can provide emergency care
  • Advising state and federal policymakers about the impact to dentists
  • Advocating for stimulus and relief packages for dentists

Upcoming Webinar

Consent in the Era of COVID-19

Friday, June 5, 10:00 A.M. PDT

Explore obtaining informed consent for treatment given the current risk of COVID-19 transmission.

Please note: This course contains California-specific information, however all policyholders and staff are welcome to attend.
The course qualifies for 1.5 CE units but does NOT qualify for the 5% premium discount on TDIC's Professional Liability policy.
The California Dental Association will be issuing CE certificates. Once you click the link below, you will need to create an account through cda.org, unless you already have an existing cda.org account. If you already have an existing cda.org account, you simply need to log into your account and follow the prompts.

Register Now

 
Frequently Asked Questions

TDIC continues to receive inquiries from TDIC policyholders on how to assess and manage the risk of potential exposure. Frequently asked questions have been grouped into the following categories:

  • Coverage
  • Economic Relief
  • Employment
  • Infection Control
  • Informed Consent
  • Patient Screening
  • Practice Interruptions
  • Telehealth
Coverage FAQs

Who qualifies for the new premium grace period?

All current policyholders with payments due through June 30 will have until June 30 to make those payments.

 

Will payment be due even if dentists offices have yet to reopen by June 30?

This unprecedented health crisis continues to evolve. As of the time the decision was made, most local and emergency declarations were scheduled to sunset well before that date. We will continue to monitor the situation and will advise policyholders of further changes to this policy.

 

With many policies renewing on July 1, what other opportunities are there for dentists to help manage their cash flow?

Eligible members can switch from an annual or semi-annual premium payment option to a monthly payment option to help with short term cash flow.

 

What if a patient claims to believe they acquired the coronavirus in my practice? Will TDIC defend me?

TDIC can’t make a blanket coverage determination, and a claim would have to be filed for TDIC to fully evaluate coverage for your particular case.

You should notify your professional liability carrier immediately to advise of a potential claim. Regardless of whether a patient can conclusively demonstrate that they acquired the virus from your practice, you should consult with your professional liability carrier to develop a plan to address the patient’s concerns. The plan’s approach may simply be to demonstrate the appropriate infection control procedures the office has taken and to have further discussion with the patient to determine when they first developed symptoms.

Whenever you are in doubt about how to handle a situation, TDIC’s Risk Management analysts can work with you to find a solution. To schedule a confidential consultation with an experienced risk management analyst, visit tdicinsurance.com/RMconsult or call 800.733.0633.

 

TDIC will continue to keep policyholders informed about COVID-19 on this page. Your state dental association may also provide trusted guidance and resources.

Contact TDIC

800.733.0633
riskmanagement@tdicins.com

For policyholders in Idaho, Oregon, Montana, Tennessee or Washington, call 800.452.0504.

TDIC Endorsed Brokers

TDIC Insurance Solutions
California, Arizona, Illinois, Minnesota and Nevada
Phone:800.733.0633
Email: insuranceinfo@tdicins.com

Montana, Oregon and Tennessee
Phone: 800.452.0504
Email: protected@tdicins.com

Conrad-Houston Insurance (Alaska)
Phone: 907.276.7667
www.chialaska.com

Idaho Dentist Insurance Agency (IDIA)
Phone: 208.371.3052
Email: mike@idahodia.com
www.theisda.org

Jerry Hay, Inc. (Hawaii)
Phone: 808.521.1841
www.jerryhay.com

Mid-Atlantic Insurance Resources (New Jersey)
Phone: 877.476.4588
Email: MAIR@pdais.com
www.midatlanticir.com

Pennsylvania Dental Association Insurance Services (PDAIS)
Phone: 717.234.6530
www.pdais.com

Washington State Dentists’ Insurance Agency (WDIA)
Phone: 800.282.9342
www.wdiains.com