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Employment Practices Liability

Protection for Employers

Who needs employment practices coverage?

Small and new businesses are often the most vulnerable to employment issues. However, all dentists who lead teams, regardless of practice size, need protection in the event of a discrimination, wrongful termination, harassment or unfair treatment claim.

What does your policy cover?

Built just for TDIC Professional Liability policyholders, Employment Practices Liability insurance pays for covered costs in the case of a wrongful employment claim. Though sometimes confused with workers’ compensation, this coverage protects you if a staff members or applicant files a claim against you, a different situation than when an employee is hurt on the job.

Be protected against allegations of wrongful termination, sexual harassment, discrimination and retaliation. With an average employment claim costing $75,000, this coverage for settlement, civil damages and defense costs is essential.

Not yet a TDIC Professional Liability policyholder? Learn more about coverage options. 

Check availability in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

We’ve got you covered! This product is available through TDIC in your state.

When I had to file a claim, I was astonished at how easy the process was. The people at TDIC were truly there to help me through a very difficult time.

Dr. Darren Gonzalez

When I transitioned from associate dentist to a business owner, TDIC made it so easy for me. I strongly recommend TDIC.

Dr. Denise Shiosaky

It's reassuring that TDIC's experienced staff offers risk management services. Laws are always changing, and I know I can continue to provide life-changing dentistry confidently with TDIC’s support.

Dr. Madeline Pasimio

See the TDIC difference.

Explore the benefits of Employment Practices Liability coverage.

Contact an Agent

Affordable coverage for TDIC Professional Liability policyholders

Ideal protection for dental practices with one to 15 employees

Flexible option to select your own defense counsel

Dedicated expertise in protecting dentists in their roles as employers

In recognition of service excellence

TDIC has been awarded Best of Insurance for Client Satisfaction from ClearlyRated for three consecutive years. The majority of surveyed dentists rated TDIC 9 out of 10, exceeding the other insurance companies' performance by more than 50%. This award reflects TDIC’s unwavering dedication to proactive, personalized policyholder service.

Employment practices risks in dentistry

An increasingly litigious climate is costly for unprotected workplaces.

3X

likelihood of being sued by an employee than experiencing a fire*

$75,000

average cost of settling an employment case out of court**

37%

of small businesses sued by an employee in the past year***

Explore your coverage options.

Contact an Agent