Claims Process - Employment Practices Liability | TDIC (The Dentists Insurance Company)
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Claims Process: Employment Practices Liability

Most dentists recognize that employees are their most valuable assets in running an efficient practice. However, those who are business owners or administrators are still vulnerable to allegations regarding employment practices.

If you've chosen the Employment Practices Liability (EPL) option as part of your TDIC Professional & Dental Business Liability policy, your coverage pays for defense costs, settlements and civil damages you might incur, and be legally obligated to pay, as a result of an actual or alleged wrongful employment act claimed by an employee or applicant.

The following scenarios are covered by EPL:

  • Age Discrimination
  • Retaliation
  • Sexual Harassment and Wrongful Termination
  • Religious Discrimination
  • Racial Discrimination
  • Disability Discrimination

Report a Claim
Once you submit your claim, a TDIC claims representative will contact you as soon as possible to verify information, ask questions, explain coverage and begin processing it.

Every dental office has its own culture, conditions of employment and benefits. Established office guidelines protect you from potential employment practices liability claims and foster a more productive team. Explore our risk management resources to learn more.

This is only a general description of coverages and is not a statement of contract. Details of coverage or limits vary in some states.  All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.

Claims Process

Select the specific coverage for detailed information and an overview of the claims process by product line:

Once you submit your claim, a TDIC claims representative will contact you as soon as possible to verify information, ask questions, explain coverage and begin processing it.

Claims FAQs

If I experience a claim, will my premium increase?
Your individual claim activity has no bearing on your premium. Premium rates are not determined or based upon your personal experience.

Read more FAQs

Risk Management Reference Guides